These Terms of Use are an agreement between you and Joshua Israel Ventures LLC (“we”, “us”, “our”). Simple Macro Guide is a brand owned by Joshua Israel Ventures LLC. It is a brand name, not a separate company. When you use simplemacroguide.com, the party you are dealing with is Joshua Israel Ventures LLC.
1. Accepting these terms
By using this website you agree to these terms. If you do not agree, please do not use the site.
2. Educational information only
Everything on Simple Macro Guide, including explainers, topic pages, the glossary, country pages, data guides and calculators, is general educational information. It is not financial, investment, legal or tax advice, and it is not a recommendation to buy, sell or hold any security, currency or other asset. Before making financial, legal or tax decisions, speak to a qualified professional who knows your circumstances.
3. Accuracy and no professional relationship
We work hard to be accurate and we link to primary sources such as FRED, ONS, BEA, BLS, the Bank of England and the Federal Reserve. Even so, official statistics are revised, examples are simplified, and pages can fall out of date or contain mistakes. Check important figures against the original source.
Reading this site, using a calculator or emailing us does not create an adviser, client, fiduciary or any other professional relationship between you and Joshua Israel Ventures LLC or anyone who writes for the site.
4. Calculators
Our calculators run in your browser and give simplified estimates for learning. They may leave out fees, taxes, compounding conventions and data revisions. Do not rely on them for decisions.
5. Ownership of content
The text, design and code of this site are © 2026 Joshua Israel Ventures LLC unless stated otherwise. You may read and share pages for personal, non commercial use, link to any page, and quote short passages with credit and a link. Please do not republish large parts of the site without written permission. Data, names and trademarks of third parties belong to their owners.
6. Acceptable use
Do not try to break, overload or gain unauthorised access to the site, and do not use it for anything unlawful.
7. Links to other websites
We link to official statistics, central banks and research sites for convenience. We do not control those sites and are not responsible for their content, accuracy or privacy practices.
8. “As is” warranty disclaimer
The site and all of its content are provided “as is” and “as available”, without warranties of any kind, whether express or implied. This includes, without limitation, any implied warranties of accuracy, completeness, merchantability, fitness for a particular purpose and noninfringement. We do not promise that the site will be uninterrupted, error free or free of harmful components.
9. Limitation of liability
To the fullest extent permitted by law, Joshua Israel Ventures LLC and its members, managers and contributors will not be liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of profits, investment losses, loss of data or loss of goodwill, arising from your use of the site or your reliance on its content. Our total liability for any claim relating to the site is limited to the greater of the amount you paid us to use the site in the 12 months before the claim, or 100 US dollars. Some places do not allow certain limits on liability, so parts of this section may not apply to you.
10. Governing law
These terms are governed by the laws of the State of Florida, United States, without regard to its conflict of law rules. Any dispute relating to the site or these terms will be heard in the state or federal courts located in Florida, except where the law of the country you live in gives you rights that cannot be waived.
11. Changes to these terms
We may update these terms from time to time. The date at the top of this page shows the latest version. If you keep using the site after a change, you accept the updated terms.
12. Contact
Questions about these terms can go to Joshua Israel Ventures LLC at joshuaofisrael@gmail.com with the subject [Contact: simplemacroguide], or through the contact page.
See also our Privacy Policy and Disclaimer.